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While everyone is distracted by headlines and politics, some of the biggest mortgage opportunities for homebuyers are quietly happening in the housing market. Read it carefully 👇 The FHA loan program has introduced new flexibility that many buyers and even some agents are not fully talking about yet. ✨ Here’s what smart buyers are paying attention to 👇 🏡 Fixer-upper opportunities FHA renovation programs can allow buyers to purchase a home and finance renovations in the same mortgage. Some str
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FHA loan 2%–3.5% forgivable grant. ✔ Up to 96.5% financing ✔ Grant has no monthly payment ✔ No principal payback ✔ No resale restrictions ✔ Can combine with up to 6% seller concessions ✔ Non-occupant co-borrower allowed ✔ Only ONE borrower must meet eligibility Income cap is ≤160% of area median income OR qualify under one of the other eligibility categories. This program reduces the upfront barrier — without stacking multiple DPAs. #FHALoan #DownPaymentAssistance #FirstTimeHomeBuyer Mitchell Du
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