Roth accounts are a hedge against future tax hikes and tax rate insecurity. There’s a reason Roth accounts are always subject to elimination every few years, tax revenue from Roth users is far …

Mar 20, 2022 · Total value of Roth IRA and post-tax brokerage account: 97,540 If he puts the $6000 in a traditional IRA, puts the tax savings in a brokerage account, and keeps both there …

Sep 17, 2023 · Roth IRA Contribution Limits Since you mentioned opening an Individual Brokerage account for investing in mutual funds and index funds, I do want to make sure …

May 15, 2023 · The IRS mandates that Roth IRA distributions be taken in this order: First, from regular contributions, not subject to tax or penalties Second, from conversion contributions, on …

Nov 28, 2022 · Roth is almost never the correct answer, outside of some outlier situations. Essentially you need to look at effective tax rates vs top marginal. Roth contributions (and thus …

Trying to understand whether I should contribute to a Roth or Traditional 401k, and I'd like help clarifying my understanding of how each account is taxed. I use contributions to refer to the …

Sep 9, 2023 · If an employer offers 401k match for both traditional and Roth, is it better to do Roth, so the match grows tax free?

Aug 1, 2021 · After that, then go roth, or max the 401k and then roth after if that's your jam. That extra 20% you can put in because it's pre-tax can grow in the next 45 years.

What’s the best way to get started in a ROTH IRA? New to this sub and to Reddit but I’m 24 and unmarried and I’ve been looking to start a Roth that’s basically hands off. I’ve researched a …

Jul 4, 2018 · Currently, I contribute 10% Roth and 4% pre-tax. Considering the company's contributions are pre-tax, this comes out to a net 10% Roth and 10% pre-tax. I don't plan on …