Treating 0% intro APR cards like free money is a common mistake. Here's how to use balance transfer cards the right way, and ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But unfortunately, the breathing room offered by a balance transfer ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble. The right offer buys you time at a low or even 0% rate so more of every ...

Two of the most common ways to consolidate debts are balance transfer credit cards and personal loans. Both can help you save money and simplify payments, but which one works best will depend on ...

Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

If you have credit card debt, improving your financial situation might feel overwhelming. High-interest credit cards can send you down a debt spiral, which can impact your finances negatively for ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...